Privacy Notice

Rev June 2021 | Print

FACTSWhat does Spur Security Bank do with your personal information?
Why?Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account balances
  • Payment History
  • Credit History
  • Overdraft History
  • Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Spur Security Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Spur Security Bank share?Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes—
to offer our products and services to you
NoWe don’t share
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
NoWe don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
NoWe don’t share
For nonaffiliates to market to youNoYes
Questions?Call (806) 271-3301
What we do
How does Spur Security Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Spur Security Bank collect my personal information?We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Make deposit or withdrawals from your account
  • Show your government-issued ID
  • Show your driver’s license
Why can’t I limit all sharing?Federal law gives you the right to limit only

– Sharing for affiliates’ everyday business purposes—information about your creditworthiness
– Affiliates from using your information to market to you
– Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.

–  Spur Security Bank does not share with our affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.

Spur Security Bank does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

Spur Security Bank doesn’t jointly market.
Other important information
For Texas Customers. The Spur Security Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Spur Security Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; Email: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.